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7 Progressive Boat Trailer Insurance Facts You Must Know

7 Progressive Boat Trailer Insurance Facts You Must Know
7 Progressive Boat Trailer Insurance Facts You Must Know


Boat trailers are essential pieces of equipment that help to transport your boat from one location to another. It’s always important to have good coverage for your boat, but it’s even more critical when you use a trailer to do so since it extends your boat’s potential range of travel significantly. In order to make sure that you get the best protection possible, make sure you know these seven facts about progressive boat trailer insurance before making your decision.


1) Progressive Doesn’t Require a Boat License

You don’t need a boat license to insure your trailer with Progressive. This is great news for those who want to enjoy the water without having to go through the hassle of getting a license. 

However, keep in mind that you will still need to comply with all state and federal boating laws. 

Progressive offers two different types of boat trailer insurance: physical damage and liability. 

Physical damage coverage helps pay to repair or replace your trailer if it’s damaged in a covered accident. This can include accidents such as hitting a submerged object, fire, theft, or vandalism. 

Liability coverage helps protect you from financial responsibility if you accidentally injure someone or damage their property while operating your trailer.


2) Non-Marine Agreed Value Coverage Available

If your trailer is used for non-marine purposes, you can add agreed value coverage to your policy. This way, you'll be reimbursed for the agreed upon value of your trailer in the event it's totaled or stolen. 

Other Coverage Add-Ons Include: (four sentences): In addition to agreed value coverage, you can also add comprehensive and collision coverage to your progressive boat trailer insurance policy. This will help protect your investment in case of an accident, fire, theft, or other covered event.


3) Inflation Protection Options Are Available

Progressive offers three different inflation protection options for their boat trailer insurance policyholders. The first is an automatic yearly adjustment, which will account for the increased cost of living and help to keep your coverage up-to-date. The second is a scheduled review, where you can meet with your agent to discuss any changes in your needs or budget. Lastly, you have the option to adjust your coverage as needed, which gives you the most control over your policy.


4) Wear & Tear Coverage Is Included

Most people don't know that wear and tear coverage is included with progressive boat trailer insurance. This means that if your trailer breaks down due to normal wear and tear, you're covered. That's one less thing to worry about when you're out on the open road!


5) Multiple Trailers Can Be Added To Your Policy

Adding multiple trailers to your progressive boat trailer insurance policy is easy and can save you money. By adding more than one trailer to your policy, you'll be able to take advantage of discounts for insuring multiple items with the same company. Plus, if you have more than one boat, you'll be able to keep them both on the same policy, which can make things simpler and easier to manage. Here are seven facts about insuring multiple trailers with progressive that you should know: 

1. You can add as many trailers to your policy as you need. 

2. There's no limit to the number of boats you can have on one policy. 

3. You'll save money by bundling your boat and trailer insurance together. If you insure your boat and trailer separately, it may cost you up to twice as much in premiums. 4. Depending on how many trailers or boats you want to insure, it may also cost less over time to bundle a few together rather than just adding a single item onto an existing policy. 5. You don't have to get quotes from other companies before contacting us! 6. You're always covered when using our online quote tool - so what are you waiting for? 7. Get started today!


6) All Makes & Models Are Accepted

At Progressive, we don't play favorites when it comes to boat trailer insurance. Whether you have a classic Chris-Craft or a brand new Bennington, we're here to help you protect your investment. Here are facts about our boat trailer insurance that you should know: 

1. All makes and models of trailers are accepted. 

2. Coverage is available for both private and commercial use. 

3. You can insure your trailer for either its agreed value or market value. 

4. We offer both liability and physical damage coverage. 

5. Optional coverages are available, including roadside assistance and rental reimbursement. 

6. Discounts are available to help you save on your premium.


7) Many policy discounts are available with Progressive

-Progressive offers a variety of discounts for boat trailer insurance, including a multi-policy discount, a safe driver discount, and more.

-With so many discounts available, it's important to compare rates and see which one gives you the most savings.

-Progressive also offers a variety of coverage options, so you can tailor your policy to fit your needs.

-You can get a quote from Progressive online or by calling their customer service number.

-When getting a quote, be sure to have all the necessary information handy, such as the make and model of your boat trailer.

-If you have any questions about coverage or discounts, Progressive's customer service representatives are always happy to help.

Read Also: You're Shipwrecked and Stranded: Do You Have the Right Boat Insurance?

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